Drivers of Banks’ Financial Performance

A significant number of banks folded up during the Ghanaian banking financial crisis 2017 to 2018 causing social costs as well impeding economic growth. We take a step backward present drivers profitability in Ghana. Obtaining panel data from banks’ websites, Ghana Statistical Service (GSS), and Stock Exchange (GSE), regression analysis was used assess The findings show that bank-specific variables had no combined effect on profitability. Hence, study concludes do not have influence performance listed banks. On other hand, some external factors were observed further showed were, inflation, capital adequacy, monetary policy. Since these are all factors, must learn how predict anticipate make adjustments their operations enable them improve While this recommends managers be cautious operational decisions, economy also managed soundly ensure growth hopefully avoid future crises.